Benefit Details

The Benefits that, we are providing to the registered Members of VCare are:

  • Basic Hospitalization for Health Care.
  • Individual Medical Limit per person.
  • 50% Limit Enhancement in case of Accidental Treatment.
  • Pre Existing Conditions are covered.
  • Hepatitis B&C are covered.
  • Day Care Surgeries.
  • Specialized Investigations (MRI, CT Scan Ultra Sound)
  • Annual Medical Limits.
  • 300+ Panel Hospitals.
  • 250+ Discounts Centers.
  • Web Tracking Portal.
  • Health App Services.
  • 24/7 Helpline and Call Centers.
  • Dedicated Relationship Manager.
  • Cashless Health Cards.
  • Paperless Enrolment Process.
  • Paperless Claim Process.
  • Instant Insurance Activation.

 

Covered Benefit Details:

VCare Diagnostics will pay for the Expenses incurred during Hospital stay up to the ‘’Per Member Annual Limit’’ and including the charges of:

  • Daily Room and Board Sub-Limit.
  • Operation Theatre and ICU/CCU Charges.
  • Physicians, Surgeon and Anaesthetist’s Fee.
  • Diagnostics Tests during Hospital Stay.
  • Kidney Dialysis and Transplant.
  • Prescribed Medicines used during Hospital Stay.
  • Blood & Oxygen Supplies.
  • Ventilators and Allied Services.
  • Specialization Investigations, (MRI, CT Scan, Thallium Scan, Endoscopies, Angiography).
  • Day Care Procedures.
  • Local Road Ambulance for Medical Emergency.
  • Accidental Emergency Treatment (Within 48 Hours).
  • Dental Treatment for Pain Management (Within 48 Hours) of Severe Accidental Injury.
  • Pre Hospitalization Diagnostics Tests, Consultation & Medicines (30 Days).
  • Post Hospitalization Diagnostics Tests, Consultations and Medicines (30 Days).
  • Period of Insurance Cover for 12 Months from a Date to be Agreed.
  • Declared/ Undeclared Pre-Existing Conditions Are Covered 100% of Hospitalization Benefit Limit.
  • Maximum Age Limit under Hospital Care is 60 Years.
  • 24 Hours Prior Approval is required for all elective treatment (Non-Emergency Cases)