The Benefits that, we are providing to the registered Members of VCare are:
- Basic Hospitalization for Health Care.
- Individual Medical Limit per person.
- 50% Limit Enhancement in case of Accidental Treatment.
- Pre Existing Conditions are covered.
- Hepatitis B&C are covered.
- Day Care Surgeries.
- Specialized Investigations (MRI, CT Scan Ultra Sound)
- Annual Medical Limits.
- 300+ Panel Hospitals.
- 250+ Discounts Centers.
- Web Tracking Portal.
- Health App Services.
- 24/7 Helpline and Call Centers.
- Dedicated Relationship Manager.
- Cashless Health Cards.
- Paperless Enrolment Process.
- Paperless Claim Process.
- Instant Insurance Activation.
Covered Benefit Details:
VCare Diagnostics will pay for the Expenses incurred during Hospital stay up to the ‘’Per Member Annual Limit’’ and including the charges of:
- Daily Room and Board Sub-Limit.
- Operation Theatre and ICU/CCU Charges.
- Physicians, Surgeon and Anaesthetist’s Fee.
- Diagnostics Tests during Hospital Stay.
- Kidney Dialysis and Transplant.
- Prescribed Medicines used during Hospital Stay.
- Blood & Oxygen Supplies.
- Ventilators and Allied Services.
- Specialization Investigations, (MRI, CT Scan, Thallium Scan, Endoscopies, Angiography).
- Day Care Procedures.
- Local Road Ambulance for Medical Emergency.
- Accidental Emergency Treatment (Within 48 Hours).
- Dental Treatment for Pain Management (Within 48 Hours) of Severe Accidental Injury.
- Pre Hospitalization Diagnostics Tests, Consultation & Medicines (30 Days).
- Post Hospitalization Diagnostics Tests, Consultations and Medicines (30 Days).
- Period of Insurance Cover for 12 Months from a Date to be Agreed.
- Declared/ Undeclared Pre-Existing Conditions Are Covered 100% of Hospitalization Benefit Limit.
- Maximum Age Limit under Hospital Care is 60 Years.
- 24 Hours Prior Approval is required for all elective treatment (Non-Emergency Cases)